Dental Care Professionals – GDC Indemnity Requirement

Dental Care Professionals – GDC Indemnity Requirement

Written by Andrew North, Director

Since November 2015 it has been a condition of registration for all Dental Care Professionals (dental nurses, dental hygienists, dental therapists, orthodontic therapists, dental technicians and clinical dental technicians) to have professional indemnity cover  in place, with the GDC now requiring evidence of that cover.

This means you need to declare to the GDC you have appropriate indemnity cover (or will have by the time you start practising) for your scope of practice at the point you register and/or renew your registration. If you fail to do so, you will not be able to renew your registration and you may have to provide information to the GDC about your indemnity cover if they ask you for it.

If you do not have your own indemnity cover, for example you are covered under your employer’s policy, you will need to make sure you have, or can access, the details of the policy.

  • Dental Care Professionals have to make this declaration during their annual renewal period in June/July.
  • Dentists have to make this declaration during their annual renewal period in November/December

Please remember – making a false declaration to the GDC is a serious issue. If you declare you have appropriate indemnity in place and this is found to be false, this may be considered as a fitness to practise matter. ​​

Dental Professional Indemnity from MIAB

If you feel the cost of your dental malpractice cover is too high, there is a good chance MIAB may be able to help save you money.

MIAB offers an insurance solution designed specifically for Dental Care Professionals and to fulfil the GDC requirements. With a £1 million Limit of Indemnity, the policy covers all your duties - and can even extend to add additional cover duties such as processing radiographs, taking impressions and fluoride varnish.

The policy works on a 'claims made' basis, which means it responds to claims that are first made against you and notified to insurers during the period of the policy and the run‐off period. And because it is an insurance policy, you'll get peace of mind knowing there is a contractual obligation to provide you with assistance, as opposed to the discretionary cover available from dental defence organisations.

Excellent value cover

The cost of MIAB’s policy is just £66, subject to a full quotation, inclusive of Insurance Premium Tax and fees. To purchase now, visit our online Quote and Buy site for instant cover:

Get a quote or find out more

To get a no-obligation quote, compare your existing policy with ours, or find out more (including how the GDC registration requirements affect you), please visit our Dental Nurse Professional Indemnity page or contact our Dental Specialist Adviser, Trudy Hewitson Cert CII

Trudy has previous experience as a Practice Manager in a mixed dental practice, giving her a strong understanding and appreciation of dentists’ demands and needs. Her combination of sector and insurance knowledge makes her perfectly suited to serve the needs of our dental customers.

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