Group Private Medical Insurance

Supporting NHS treatment, Group Private Medical Insurance protects the health of your employees, colleagues and their loved ones by paying for private care.

Group Private Medical Insurance

Supporting your team

A healthy employee is a productive one and absence through sickness or accident can have a devastating effect on a business, especially a small one. While we offer Locum/Practice Expenses Insurance to keep a business running during times of absence, they’re not designed to support the journey back to full health.

A Group Private Medical Insurance scheme is designed to keep your employees and colleagues as healthy as possible and offer reassurance and control if they were to experience worrying symptoms.

Diagnosis and treatment can be dealt with almost immediately, reducing the anxiety of the unknown and allowing your colleagues to concentrate on getting better sooner.

Depending on the level of cover, PMI may include tests, hospital accommodation, nursing care, surgery and therapy. Many schemes offer flexible appointments that accommodate working schedules, as well as 24/7 access to medical experts on health helplines and programmes that offer a range of support services, such as legal, debt and counselling advice. A common feature is discounted access to health centres so your teams make it easier to stay healthy.

Our expert advisers will help you choose the most suitable policy

We will work with you to identify a scheme that matches your needs and budget. There are a range of underwriting options available* matched to your circumstances. For example, a Medical History Disregarded scheme may allow a companies with over 15 employees to get cover for employees’ pre-existing conditions.

Our advisers can also discuss how to build your plan and the range of optional benefits:

  • Flexible cover for consultations and tests
  • Comprehensive cancer cover, including licensed drugs
  • Mental health cover
  • Choice of private hospitals
  • Dental and optical cover
  • Worldwide travel insurance

* Underwriting terms and criteria will vary between providers. Speak to us to discuss the options and we will advise on the most suitable solution.