Group Private Medical Insurance

Supporting NHS treatment, Group Private Medical Insurance protects the health of your employees, colleagues and their loved ones by paying for private care.

Group Private Medical Insurance

Supporting your team

A healthy employee is a productive one, and absence through sickness or an accident can have a devastating effect on a business, especially a small one. While we offer Locum and Business Overheads Insurance to keep a business running during times of absence, they’re not designed to support the journey back to full health.

A Group Private Medical Insurance scheme is designed to keep your employees and colleagues as healthy as possible, and offer reassurance and control if they were to experience worrying symptoms.

Diagnosis and treatment can be dealt with almost immediately, reducing the anxiety of the unknown and allows your colleagues to concentrate on getting better sooner.

Group PMI includes tests, diagnostics, consultations, hospital accommodation, nursing care, surgery and therapy, amongst other benefits, with the option of adding dental, optical, mental health cover and extended cancer cover. Many schemes offer flexible appointments that accommodate working schedules, as well as 24/7 access to medical experts on health helplines and support services, such as legal, debt and counselling advice.

Group plans benefit from reduced premiums compared to individual cover and also have reduced medical questions. 

Our expert advisers will help you choose the most suitable policy

We will work with you to identify a scheme that matches your needs a budget. There are a range of underwriting options available* matched to your circumstances. For example, a Medical History Disregarded scheme may allow companies with over 15 employees to get cover for employees’ pre-existing conditions.

Our Advisers can discuss how to build your plan and the range of optional benefits, including:

  • Flexible cover for consultations and tests
  • Comprehensive cancer cover
  • Mental health cover
  • Choice of private hospitals
  • Dental and optical cover

* Underwriting terms and criteria will vary between providers. Speak to us to discuss the options and we will advise on the most suitable solution.