Get in touch

Just pop your details in our quick contact form and someone will be in touch.


Name *
Email *
Telephone *
Message *


Header Image

M-Pharm Retail Insurance



Thank you for your interest in M-Pharm Retail Insurance, a dedicated pharmacy ‘contents only’ product, designed for a pharmacy business that doesn’t own the building(s) it operates from.

It is offered to independent and sole-trading Community Pharmacies, and Pharmacies based within GP Practices. 

To get a quote, please click the ‘Get a quote’ button and complete the form. One of our Advisers will be in touch very soon to discuss your requirements.

Product Features*

Cover

Employers liability

Upto £10m

Public liability

 Upto £5m

Contents insurance
 

General contents, trade stock and medicines as well as separate cover for contents of fridges

Business interruption
 

Cover for the profit of the business due to loss of trade because of a major event

Money
 

Theft of money from your premises 24 hours a day and in transit

Non-negotiable
money cover

 

Financial loss suffered through theft or loss of cheques, postal orders, EFT receipts, stamps or any other monetary items with a cash value

Staff dishonesty

Reimbursement in the event one of your team defrauds the business

Equipment breakdown
 

Repair or replacement against breakdown of fridges and most medical, computer & electronic equipment 

Business absence cover (Key person)

A cash injection of up to £500 per week when a key member of staff is absent for more than eight weeks

Legal defence costs
 

To defend the business through a legal or employment process, or advice about all matters legal

Tax investigation cover

The cost of appointing an accountant if you are subject to a HMRC investigation

Reinstatement of data / records

Restoring data to a useable format if lost or damaged by an insured event

Personal accident
 

Financial assistance with lump sum payments and, dependent on policy, help with hospital costs

Signage and glass
 

Cover against damage to plate glass windows, lettering and any business signage

Lorega loss recovery (optional)
 

An independent claims expert, on site advising, coordinating and guiding you through the process of recovery after a large loss

Goods in transit cover (optional)
 

Cover for the delivery of prescription medicines to patients - up to £500 as standard and considered up to a maximum of £5,000

24 hour claims helpline

Report a claim when it suits you, any time of the day or night

You can also extend your M-Pharm Retail Insurance to include building cover - please let your Adviser know if you would like to discuss this.

*Subject to the full terms and conditions contained in the policy. Not all features available in all policies.

Got a question?

Name *
Email *
Telephone Number *
Message *
Please specify what MIAB can contact you about in the future:


How can we contact you regarding this:



MIAB is a trading style of The Medical Insurance Advisory Bureau Ltd which is authorised and regulated by the Financial Conduct Authority under register number 586374 as a general insurance intermediary and as a credit broker. MIAB does not charge any fees to customers in relation to Credit Broking activities. In Jersey, MIAB is regulated by the Jersey Financial Services Commission Ref: GIMB0222. The Medical Insurance Advisory Bureau Ltd Registered in England and Wales No. 7217140 Registered office: 64 Wilbury Way, Hitchin, Hertfordshire, SG4 0TP.

Our aim is to always provide our customers with a first-class service, however, in the event of a complaint, please contact our Complaints Manager, on 01438 730210 or email complaints@miab.co.uk. If you cannot settle your complaint with us, eligible complainants may be entitled to refer it to the Financial Ombudsman Service (FOS) for an independent assessment. The FOS Consumer Helpline is on 0800 023 4567 and their address is Financial Ombudsman Service, Exchange Tower, London E14 9SR. Copyright © 2018 The MIAB. All Rights Reserved.

Alphega Logo