Products for Simplyhealth Professionals

Products for Simplyhealth Professionals

We offer a range of products to suit your needs, including:

Commercial Protection

Protect your business with Business Overheads Insurance

With so much pressure on staff, any absence can have a major effect on a business.

Aimed at business owners, Business Overheads Insurance is designed to cover the costs of fixed overheads, as well as hiring Locums, temporary staff or overtime by existing staff. 

  


Cover for your practice and reassurance for you with our Practice Insurance

Running a dental practice is unlike most other businesses, with a unique set of challenges. We've designed a Practice Insurance policy covering the business's buildings, contents, staff, equipment and liabilities.

As experts, our Specialist Insurance Advisers are on hand to answer your questions and discuss the most appropriate policy for your needs.

  


Malpractice and Indemnity Insurance

You’ve worked hard to get to where you are and, in an age of easy-access litigation (or threat of litigation), you want to take steps to avoid the immense costs involved in defending a legal action. Without dental malpractice insurance, you run the risk of being exposed to many liabilities, such as misdiagnosis, neglect, bodily injury, mental injury, duty of care, error or omission and Good Samaritan Acts.

With Professional Indemnity costs soaring, getting value for money is crucial. We offer a range of personal and commercial indemnity and liability insurance products to cover the costs of various actions:

Professional Indemnity Insurance 

Professional Indemnity and Liability InsuranceWe offer professional liability cover for a range of dental professionals.

The policy covers the cost of compensating clients and service users for loss or damage resulting from negligent services or advice provided. 
 

 

Management Liability

Management Liability

This is designed to help protect healthcare practices from the risks they commonly face, such CQC inspections, and employment, partnership and shareholder disputes.

This policy will help you ensure you have the management liability cover in place to protect you and your practice against such risks.

 

Employment Practices Liability

Employment Practices Liability

This policy ensures your business and you are covered against claims made by existing and former employees.

The Employment Practices Liability policy entitles you to expert legal help in the event of an investigation or claim made against you and more.

 

Cyber Liability and Data Insurance

Protect your business with Cyber Liability and Data InsuranceIT systems and the Internet are an integral part of running a business, but could you cope with the effects of a cyber crime or systems failure?

This policy covers the losses relating to damage to, or loss of information from, IT systems and networks, and is a must-have protection for businesses. 

 

 

Personal Protection - covering your family, health and lifestyle

When was the last time you reviewed your personal protection policies? Circumstances change but your policies may not reflect them. Let MIAB take a look and see how quotes compare.

Income Protection

Income ProtectionIncome Protection insurance pays up to 60% of your gross salary as a tax-free amount if you are unable to work through sickness or accident. 

It ensures you continue to receive a regular income until you retire, or go back to work.
 

  

Life Insurance

Life InsuranceEasing the financial burden at difficult times, Life Insurance pays a tax-free lump sum upon death of the insured.

A policy can be set up as part of a partnership protection plan to protect a business and its partners, and can be combined with other plans.

  

Critical Illness Cover

Critical Illness CoverCritical Illness Insurance provides a tax-free, cash payment if the policyholder is diagnosed with one of the critical illnesses listed in the policy.

These will vary by policy but typically include 50 illnesses.

  

Private Medical Insurance (PMI)

Private Medical InsuranceSupporting NHS treatment, PMI is a simple way to protect your health and the health of your loved ones by paying for private care.

Depending on the cover, the policy may include tests, hospital accommodation, nursing care, surgery and therapy.

  

Household Insurance

Household InsuranceLarge or small, complex or simple, delicate or straightforward. Your lifestyle demands a personal service, and your possessions require precise solutions. Our partners at Integro can provide them. 

  
 

 

Motor Insurance

Motor InsuranceOur partners at Integro can provide cover for all vehicle types: hypercars, specialist, high-value, classic and high-performance cars. 

  

 


Travel Insurance

Travel InsuranceOur partners at Integro have access to a wide range of travel insurance policies. Customers can select to take out an annual 'all journey' policy or limit protection to a 'single trip'.

Integro's team will help you identify the cover that best suits your scheduled activites and planned travel iteniary. 

    

More information and Queries

Contact us to find out how we can add value to your practice and personal protection.