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Surgery Insurance

Protection for buildings, contents and more, designed specifically for GP practices, surgeries and medical centres.

Cover for your practice, reassurance for you

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Running a GP practice is unlike most other businesses, with a unique set of challenges. We’ve designed a Surgery Insurance policy covering medical, commercial, staff, liability and equipment-related risks.

Flexibility and Benefits

GP practices don’t fit a generic policy template so our policy is adapted and shaped to meet your needs. We let you select your own cover limits so you don’t pay extra for cover your practice may not need. For example, why pay for drugs cover in the tens of thousands if you don’t dispense or only carry small levels of stock?

Our expert advisers will help you choose the most suitable policy

Our Surgery Insurance is appropriate for single or multi-site practices, and single-handed practitioners or multi-partner practices.

As experts in medical insurance, our Specialist Insurance Advisers are on hand to answer your questions and discuss the most appropriate policy for your needs.

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Key features include
  • Key person absence cover
  • Mechanical and Electrical equipment breakdown, including specialist, diagnostic and IT equipment
  • Computers covered in addition to your contents
  • Stock covered in addition to your contents
  • Automatic cover for vaccines (upto £10,000 but can be increased)
  • Full theft, which includes walk-in theft (you don’t need signs of a break-in to claim)
  • Full personal accident cover for all employees
  • Employer and public liability insurance
  • Business Interruption cover for costs incurred and lost revenue
  • Jury service cover for all staff
  • Employee Dishonesty cover (upto £50,000)
  • Legal expenses and accountancy fees cover for costs and award of legal disputes or tax investigations
  • All risks for equipment away from the premises
  • Lamps, signs and nameplates
  • Optional cover for Loss Adjuster service
  • A 24 hour, 365 days-a-year claims line
  • A low £100 excess on the majority of claims


Renewal time comes around so quickly but it was a simple and easy process. Given lots of time to review the renewal policy and ask any questions, which were answered very promptly. The price is very competitive too! Great service from a very good company!
- Lilian Borrows, Practice Manager, Sullivan Way Surgery

Approved Partner