Protection for buildings, contents, liabilities and more, designed specifically for the healthcare professions.

Practice Insurance

Cover for your business, reassurance for you

Running a medical or healthcare practice is unlike most other businesses, with a unique set of challenges. We’ve designed a Practice Insurance policy, sometimes called a Surgery Insurance policy, covering commercial, staff, liability and equipment-related risks.

Practice Insurance for Primary Care practitioners

For GP practices, surgeries, medical centres, federations, clusters, MCPs and more.


Practice Insurance for Dentists

Private or NHS, the policy can cover autoclaves and compressors as standard.


Practice Insurance for Pharmacies

Stock is covered in addition to your contents.


Practice Insurance for Opticians

For Optometrists and Dispensing Opticians, the cover can include specialist, diagnostic and IT equipment.


Flexibility and Benefits

Businesses don’t fit a generic policy template so our policy is adapted and shaped to meet your needs. We work with you to find suitable cover limits so you don’t pay extra for cover you may not need. For example, why insure your turnover for millions if it is hundreds of thousands?

Our expert advisers will help you choose the most suitable policy

Our Practice Insurance is appropriate for single or multi-site businesses, and single-handed practitioners or multi-partner practices.

As experts in insurance, our Specialist Insurance Advisers are on hand to answer your questions and tailor the policy to your needs.