Benefact Group

Locum Insurance for GPs

Cover when accident, sickness or other absence affects your practice.

Flexible deferred periods · Quote in minutes

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Or call 01438 730210

Quote in Minutes
Flexible Deferred Periods
NHS Top-Up Options
Single & Multi-Partner
GP Locum Insurance
Locum insurance image

Protect your business

With so much pressure on staff, any absence can have a major effect. A clinician, partner or senior member of staff away for a few days or a week or two may be covered internally. However, if they were absent for several months, how would the business cover their sessions?

Any staff absence within your practice can have a major effect on your business. Our staff absence calculator below will help you to understand the potential financial impact on your business if a key member of staff is absent for a sustained period.

Staff Absence Cost Calculator

Complete the fields below to estimate the cost of replacing your hours.

3. Are you eligible for NHS reimbursement?

Our expert advisers will help you choose the most suitable policy.

Whether you are a single-handed practitioner or work in a large, multi-partner practice, we have a policy to suit.

We offer a flexible deferred period (also known as an excess period), which is the time before any benefit is paid. The longer the period, the lower the premium.

Locum Insurance

Aimed at GP practices, Locum Insurance is designed to quickly and easily cover the cost of hiring a Locum to fill GP absences. Our innovative Top Up policy blends the benefits of the NHS Sickness Reimbursement and Locum Insurance.

Practices can maximise the reimbursement payments for GP sickness and accident absence but rely on Locum Insurance to cover costs over and above the NHS reimbursement.

Locum top up graph

Get Your Free Quote

Takes less than 2 minutes.

Request a Quote

Tell us what cover you need. Our team will be in touch.

Fields marked * are required.

We use this to find cover available in your area.
We use your details to respond to your quote request. See our privacy policy for more information.