Offering an increasing range of products and services, most pharmacies have gone beyond dispensing medicines. But just as they still provide invaluable advice, we provide added value to pharmacies through our specialist knowledge and expertise.

Pharmacies are a crucial lynchpin of the health service, with a strong customer service ethos. We match that strong belief in customer service and go above and beyond what you pay for.

Caring for those that care the most

We realise that all our customers have made it their goal to care for, help and nurture others. So, we want to care for those that care the most, and take care of you and your insurance needs.

Business Overheads Insurance

Business Overheads Insurance provides cover when accident, sickness or other absence affects your practice. It not only covers hiring a Locum, but also temporary staff or extra hours worked by existing team members.

We’re really proud that we can support you by delivering the best possible products and advice for your needs in a personal, impartial and expert way.


Practice Insurance

Protection for buildings, contents and more, designed specifically for pharmacies, covering medical, commercial, staff and equipment-related risks.


Professional Indemnity

We offer a range of protection products, such as Professional Indemnity, Management Liability and Employment Practices Liability.

We now offer a new, fit-for-purpose malpractice insurance policy aimed specifically at Pharmacists in General Practice. It provides appropriate levels of cover for duties and activities outlined within the NHS England job specifications for primary care pharmacists. 

Protection for You and Your Family

Our personal and family protection products provide reassurance at difficult times, and include Life InsuranceCritical Illness Cover and Income Protection.

Private Medical Insurance

Supporting NHS treatment, Private Medical Insurance is a simple way to protect your health and the health of your loved ones by paying for private care. We also offer Group Private Medical Insurance schemes to cover employees and colleagues.

Approved Partners

We’re proud to be the approved supplier of insurance services to, and work with, a number of strong, reputable pharmacy member benefit organisations:

  • Alphega Pharmacy
  • Cambrian Alliance Group
  • PCPA
  • AIMp (Honorary Member)