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MIAB is here to support you every step of the way should you need to claim under your business policy.

How to make a claim

Please contact 01438 547040 during our normal working hours, 09:00am- 17:00pm, Monday to Friday, or email claims@miab.co.uk.

In the event of an emergency property claim outside of normal business hours requiring an immediate response, please contact the relevant insurer’s helpline:

We have compiled some useful information for you, to assist in managing and understanding claims.


All claims have notification timeframes that must be adhered to, but all claims should be reported in good time. Your policy wording will provide confirmation on the claims notification terms.

Evidence to support your claim

Evidence is required in the event of a loss. Our recommendation is to keep good records. For instance, property damage claims could require the following evidence:

  • Asset lists (e.g. contents)
  • Order confirmations
  • Copies of lease agreements
  • Photographs of damaged property
  • Original purchase and replacement of goods receipts
  • Crime number (if applicable)

Completing claim forms

Claim forms need to be completed with as much information as possible and returned back within good time. Providing detailed information allows the claim to be processed without any undue delays.

Dealing with emergencies

As well as following the above guidance on how to make a claim, In the case of an emergency, you should act as though you are uninsured (so as if there is no insurance policy in place, to ensure that you mitigate any further losses). Emergency works that will limit any further property or financial losses should be undertaken, for example, stopping a leak or boarding up a broken window.

If there is a danger to life or property, call the emergency services in the first instance, follow their advice and do not take any unnecessary risks. Please remember to take photos as part of the evidence to support your claim.

To see how we’ve helped others, explore our list of Case Studies and Testimonials.

*Subject to policy.


Renewal time comes around so quickly but it was a simple and easy process. Given lots of time to review the renewal policy and ask any questions, which were answered very promptly. The price is very competitive too! Great service from a very good company!
- Lilian Borrows, Practice Manager, Sullivan Way Surgery