Professional Indemnity & Liability Insurance
Indemnity and liability protection for clinicians, practices and healthcare organisations. Tailored advice for Opticians.
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What this cover does
We offer a range of indemnity and liability products including Professional Indemnity, Medical Malpractice, Management Liability and Employment Practices Liability.
Where clinicians have been refused cover by a defence organisation because of previous claims, disciplinary proceedings, health reasons — or sometimes for no clear reason — we can often help source alternative medical malpractice solutions.
Our advisers explain options in plain English and help you choose protection that fits your scope of practice and organisational structure.
Typical protection includes
Exact cover depends on the insurer and policy selected — your adviser will confirm what is right for you.
- Professional indemnity / medical malpractice options
- Management liability for directors and officers
- Employment practices liability
- Support for those refused cover by traditional MDOs where possible
- Corporate indemnity for federations, PCNs and provider companies
Why choose MIAB?
Sector specialists
Advisers who understand healthcare practices, not generic commercial brokers.
Named support
You deal with people who know your practice — not an anonymous call centre.
Plain English advice
We explain options clearly so you can make confident decisions.
Part of Benefact Group
Proudly part of a charity-owned group that gives available profits to good causes.
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Common questions
Can you help if my MDO has refused cover?
In many cases yes. Contact us to discuss your circumstances confidentially — we regularly help clinicians and practices explore alternative indemnity markets.
Get Your Free Quote
Takes less than 2 minutes. No obligation.