Benefact Group

Professional Indemnity & Liability Insurance

Indemnity and liability protection for clinicians, practices and healthcare organisations. Tailored advice for Pharmacists.

Trusted by 50,000+ healthcare professionals · FCA regulated

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Or call 01438 730210

50,000+ Healthcare Pros
25+ Years Experience
FCA Regulated
Named Advisers

What this cover does

We offer a range of indemnity and liability products including Professional Indemnity, Medical Malpractice, Management Liability and Employment Practices Liability.

Where clinicians have been refused cover by a defence organisation because of previous claims, disciplinary proceedings, health reasons — or sometimes for no clear reason — we can often help source alternative medical malpractice solutions.

Our advisers explain options in plain English and help you choose protection that fits your scope of practice and organisational structure.

Typical protection includes

Exact cover depends on the insurer and policy selected — your adviser will confirm what is right for you.

  • Professional indemnity / medical malpractice options
  • Management liability for directors and officers
  • Employment practices liability
  • Support for those refused cover by traditional MDOs where possible
  • Corporate indemnity for federations, PCNs and provider companies

Why choose MIAB?

Sector specialists

Advisers who understand healthcare practices, not generic commercial brokers.

Named support

You deal with people who know your practice — not an anonymous call centre.

Plain English advice

We explain options clearly so you can make confident decisions.

Part of Benefact Group

Proudly part of a charity-owned group that gives available profits to good causes.

Book an appointment

Need to speak to an expert about insurance for your practice? Book an appointment online for a time that suits you.

Common questions

Can you help if my MDO has refused cover?

In many cases yes. Contact us to discuss your circumstances confidentially — we regularly help clinicians and practices explore alternative indemnity markets.

Get Your Free Quote

Takes less than 2 minutes. No obligation.

Request a Quote

Tell us what cover you need. Our team will be in touch.

Fields marked * are required.

We use this to find cover available in your area.
We use your details to respond to your quote request. See our privacy policy for more information.