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Dental Nurse Indemnity Insurance

Holding malpractice cover is now a contractual obligation for dental professionals. MIAB offers a Dental Nurse Malpractice Insurance policy designed to fulfil GDC Indemnity requirements.

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GDC Indemnity requirement

Since November 2015 it has been a condition of registration for all Dental Care Professionals (dental nurses, dental hygienists, dental therapists, orthodontic therapists, dental technicians and clinical dental technicians) to have indemnity cover in place, with the GDC now requiring evidence of that cover. Dental Care Professionals have to make this declaration during their annual renewal period in June/July.

Dental Nurse Malpractice Insurance

MIAB offers a malpractice insurance solution designed specifically for dental nurses and technicians, in-line with the GDC requirements. With a limit of indemnity between £1million and £5million, the policy covers all your duties – and can even extend to add additional duties such as processing radiographs, taking impressions and fluoride varnish (depending on scheme).

The policy works on a ‘claims made’ and reported basis, which means it responds to claims that are first made against you and notified to insurers during the period of the policy and the run-off period. And because it is an insurance policy, you’ll get peace of mind knowing there is a contractual obligation to provide you with assistance.

The importance of your own cover

Individual cover with MIAB means you are not relying on your employer to confirm cover – you will be provided with a Certificate of Insurance as evidence of your own cover to submit to the GDC.

Additionally, this policy can provide you with more opportunities in your career: MIAB’s cover does not limit you to working at one practice. You can work at a number of practices or for an agency as a locum Dental Nurse without having to take additional indemnity cover.

Please remember – making a false declaration to the GDC is a serious issue. If you declare you have appropriate indemnity in place and this is found to be false, this may be considered as a fitness to practise matter.

Excellent value cover

MIAB’s policy starts from £61, subject to a full quotation. To get a quote and purchase now, visit our online Quote and Buy site for instant cover:

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Key features include
  • Limit of indemnity between £1million to £5million, meeting the GDC minimum standard
  • £250 excess
  • Can cover all your duties as a dental nurse
  • Can include extended duties free of charge, such as prescribing, processing radiographs, taking impressions and fluoride varnish
  • Not limited to working in one practice
  • Claims-made and reported cover
  • Free retroactive cover available on request
  • Insurance-backed cover, which means you will be aware of what is or is not covered at the outset as outlined in your policy working
  • Your own certificate, which can be used as proof of cover

Testimonials

Renewal time comes around so quickly but it was a simple and easy process. Given lots of time to review the renewal policy and ask any questions, which were answered very promptly. The price is very competitive too! Great service from a very good company!
- Lilian Borrows, Practice Manager, Sullivan Way Surgery
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