Protect your business with Business Overheads Insurance
With so much pressure on staff, any absence can have a major effect. Up to a few weeks may be covered internally, but how would the business cover sessions if a pharmacist’s absence stretched over a period of months?
Business Overheads Insurance is aimed at pharmacies and designed to protect your business during unplanned periods of absence by covering fixed overheads or additional staff costs.
Cover for your practice and reassurance for you with our Practice Insurance
We’ve designed a Practice Insurance policy to cover a range of risks, such as buildings, contents, electrical equipment, liabilities, staff and more.
As experts in insurance, our Specialist Insurance Advisers are on hand to answer your questions and discuss the most appropriate cover for your needs.
Personal Protection – covering your family, health and lifestyle
When was the last time you reviewed your personal protection policies? Circumstances change but your policies may not reflect them. Let MIAB take a look and see how quotes compare.
Income Protection
It ensures you continue to receive a regular income until you go back to work in your own occupation, or retire.
Life Insurance
Critical Illness Cover
These will vary by policy but typically include 50+ illnesses, plus additional partial payments for less severe/lower grade conditions.
Private Medical Insurance (PMI)
Depending on the cover, the policy may include tests, hospital accommodation, nursing care, surgery and therapy.
Household Insurance
Motor Insurance
Travel Insurance
Integro’s team will help you identify the cover that best suits your scheduled activites and planned travel iteniary.
Malpractice cover for you, your business and your employees with our Indemnity Insurance
You’ve worked hard to get to where you are and, in an age of easy-access litigation (or threat of litigation), you want to take steps to avoid the immense costs involved in defending a legal action. Without medical malpractice insurance, you run the risk of being exposed to many liabilities, such as Misdiagnosis, Neglect, Bodily Injury, Mental Injury, Duty of Care, Error or Omission, and Good Samaritan Acts.
With Indemnity cover costs soaring, getting value for money is crucial. We offer a range of personal and commercial indemnity and liability insurance products to cover the costs of various actions:
Malpractice Insurance
The policy covers the cost of compensating clients and service users for loss or damage resulting from negligent services or advice provided.
Pharmacists in General Practice Indemnity
It provides appropriate levels of cover for all duties and activities undertaken by Senior Clinical Pharmacists and Clinical Pharmacists.
Management Liability
Employment Practices Liability
It entitles you to expert legal help in the event of an investigation or claim made against you, and more.
Cyber Liability and Data Insurance
This policy covers the losses relating to damage to, or loss of information from, IT systems and networks, and is a must-have protection.
More information and Queries
Contact us to find out how we can add value to your practice and personal protection.
Contact us