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Income Protection

Finanical protection supports you when you’re not able to work due to injury or illness.

Income Protection gives you a percentage of your income if you’re unable to work due to injury or illness. When you arrange the policy, you will need to consider;

  • How much money do you need a month to pay your bills? – You’ll want your monthly benefit to cover this.
  • How long you could afford to wait before making a claim? – This is known as your deferred period. The longer this timeframe is, the lower your premium will be.
  • What existing conditions do you have? – You’ll need to check whether these would be covered before you buy your policy.
  • Do you want cover for your own occupation? – An “any occupation” policy will pay until you’re able to return to any job, not necessarily the one you’re experienced and trained to do.

Our sister company, Lloyd & Whyte Financial Services, are qualified financial planners and can help you make a decision about your financial protection.


Get a quote
Key features include
  • Quick and easy to find the right policy for your needs
  • Compare high-quality policies
  • Choose from a select panel of experienced providers


Renewal time comes around so quickly but it was a simple and easy process. Given lots of time to review the renewal policy and ask any questions, which were answered very promptly. The price is very competitive too! Great service from a very good company!
- Lilian Borrows, Practice Manager, Sullivan Way Surgery

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