LATEST UPDATES

MIAB at The Pharmacy Show, 7th – 8th October 2018
MIAB at The Pharmacy Show, 7th – 8th October 2018

We will be attending The Pharmacy Show on the 7th - 8th of October, visit us at stand Pi60!

Posted: 13/09/2018
First Practice Management’s ‘Practice Manager Salary Survey’ is here!
First Practice Management’s ‘Practice Manager Salary Survey’ is here!

We are proud to once again sponsor First Practice Management's 'Practice Manager Salary Survey'!

Posted: 12/09/2018
We Have Signed the Inclusive Behaviours in Insurance Pledge!
We Have Signed the Inclusive Behaviours in Insurance Pledge!

We are proud to announce we've signed the Inclusive Behaviours in Insurance pledge, and commit to ensuring all of our employees can expect to be treated with respect, courtesy and dignity.

Posted: 05/09/2018
MIAB are attending Simplyhealth Professionals’ (Denplan) Key Client Forums in 2018!
MIAB are attending Simplyhealth Professionals’ (Denplan) Key Client Forums in 2018!

We're delighted to announce we will be attending Simplyhealth Professional's Key Client Forums across the UK, from September to November!

Posted: 31/08/2018
Government Indemnity Scheme for GPs – Preparing for Change
Government Indemnity Scheme for GPs – Preparing for Change

The announcement of a Government-backed indemnity scheme in October heralded a new era of indemnity provision. For the GP community the announcement was long-overdue. But the lack of detail, and brief Department of Health (DOH) press releases, means that GPs simply cannot get excited about what they don’t fully understand.

In a comprehensive review and analysis of GP Indemnity, MIAB Director, Tristan Lennox-Gentle, explores some of the common questions MIAB has been posed by GPs, Allied Healthcare Professionals, LMCs, Federations and Partnerships.

Posted: 27/08/2018
Supporting you, and your staff’s mental health
Supporting you, and your staff’s mental health

As a healthcare professional, you are constantly faced with a high stress environment. So it's no wonder that burnout and absence due to mental illness are common within practices. As a business owner, you can care for both yours, and your staff's mental health through MIAB's Business Overheads, or Locum Insurance.

Posted: 24/08/2018
Protecting your staff and business
Protecting your staff and business

As a business owner, you rely on the health of your staff to ensure the practice will continue to run. At MIAB we know how important this is, so we're pleased to support you should a member of staff be unable to work due to sickness or an accident.

Posted: 22/08/2018
The Cost of Staff Absence
The Cost of Staff Absence

In the current industry climate where according to Pulse one in six posts are failing to be filled, staff shortage can have a severe knock on effect to the smooth running of a practice. We are all acutely aware of the staff supply and demand mismatch and the resultant spiralling cost of recruitment.

However it is not just staff shortages that cause issues, here MIAB explores the costs to a practice associated with a key member of staff absence, and what you, as a practice manager, can do to protect your business from it.

Posted: 26/07/2018
Extra security for diabetics – Insurer introduces Diabetes Life Cover
Extra security for diabetics – Insurer introduces Diabetes Life Cover

At MIAB, we pride ourselves on our industry knowledge, and ability to provide bespoke insurance and expert advice. We strive to find a policy most suitable for your needs. This now includes a tailored Life Insurance policy designed exclusively for diabetics from Royal London

Posted: 20/07/2018
Riding the Clinical Pharmacist Waves: Next Funding Deadline Approaches
Riding the Clinical Pharmacist Waves: Next Funding Deadline Approaches

The next funding application deadline for the Clinical Pharmacists in General Practice programme is the 23rd of November, have you considered everything you need if you're applying?

 

Posted: 17/07/2018
Insurance Charities Awareness Week: 25th - 29th June
Insurance Charities Awareness Week: 25th - 29th June

From the 25th - 26th of June, MIAB will be supporting, and spreading awareness of Insurance Charities Awareness Week.

Posted: 25/06/2018
An exciting new partnership with Simplyhealth Professionals
An exciting new partnership with Simplyhealth Professionals

MIAB are proud to announce a new partnership with Simplyhealth Professionals, offering their 6,500 member dentists bespoke insurance and expert advice.

Posted: 19/06/2018
Why become a DBG member?
Why become a DBG member?

DBG has been providing unique support services to dental practices nationwide, for over 25 years. Whether it be preparing for a compliance audit, saving on your business costs or onsite training, DBG can help. Over 4,000 dental practices in the UK are members and already benefit from their services and expertise every day.

Posted: 12/06/2018
Mind the gap - Bridging the divide between new models of care and government Indemnity
Mind the gap - Bridging the divide between new models of care and government Indemnity

Many GPs are counting the days until their own indemnity requirements are provided for by the state from April 2019. Few GPs, however, have considered how government indemnity will respond in the context of the new models of care encouraged by regional NHS bodies.

Posted: 29/05/2018
Indemnity Cover for Dentists - something to chew on
Indemnity Cover for Dentists - something to chew on

All practicing dentists should understand the importance of having the correct dental malpractice insurance in place, should they need it. Director of MIAB, Andrew North, explains your options.

Posted: 22/05/2018
Dental Business Overheads Insurance – it’s a no brainer
Dental Business Overheads Insurance – it’s a no brainer

MIAB Director, Andrew North, writes about the two main reasons dental practice owners should consider a Business Overheads policy.

Posted: 27/04/2018
NHS Sickness Reimbursement: BMA issues advice correction
NHS Sickness Reimbursement: BMA issues advice correction

It has been reported by Pulse that the BMA have advised GP practices they ‘may not be able to claim full sickness reimbursement if a GP is off more than once a year', MIAB's Locum Insurance may be the solution.

 

 

Posted: 20/04/2018
5 point GDPR checklist for small businesses
5 point GDPR checklist for small businesses

The changes to the way we handle personal data is coming on the 25th of May 2018. 

 

 

Posted: 16/04/2018
New Partnership with Clarity Informatics
New Partnership with Clarity Informatics

MIAB is delighted to announce an exciting new partnership with Clarity Informatics, a globally recognised healthcare partner providing innovative support and dynamic solutions for healthcare professionals and providers.

Posted: 11/04/2018
NHS Dental recruitment crisis – Overheads protection when you need it most
NHS Dental recruitment crisis – Overheads protection when you need it most

The British Dental Association (BDA) have revealed that NHS dentistry is under pressure due to low staffing levels, with 68% of NHS practices in England reporting recruitment troubles in the past year.

If the statistics from the BDA are an accurate reflection of the industry as a whole, you may find it difficult to source cover internally for these absences. Luckily, Business Overheads cover provides you with the reassurance you need. 

Posted: 08/03/2018
Income Protection for Dentists
Income Protection for Dentists

We have compiled this infographic tailored to you as a Dentist, so you can get a better understanding of the importance of having Income Protection, and how you could be supported in the future, should you need it. 

Posted: 06/02/2018
Business Overheads Insurance with MIAB
Business Overheads Insurance with MIAB

An inevitable challenge business owners face is their absence, or that of staff members, for a lengthy period of time. Covering the related costs is an unwelcome burden, but a solution that’s increasing in popularity is Business Overheads Insurance. Find out how it protects businesses during unplanned periods of absence.

Posted: 31/01/2018
Key Person Absence Cover - Protecting Your Staff
Key Person Absence Cover - Protecting Your Staff

Since the NHS Contract Changes, many practices have assesed the suitability of their Locum Insurance policies as the reimbursement changes will provide an element of cover for their salaried GPs - but what about their non-clinical staff?

Posted: 23/01/2018
Pharmacist Locum Rates Increase
Pharmacist Locum Rates Increase

Specialist Business Overheads Insurance Adviser, Edward Farthing, speaks about the recent increase of Pharmacist Locum rates, and how this change can impact your business.

Posted: 18/01/2018
Surgery Insurance: Why choose MIAB?
Surgery Insurance: Why choose MIAB?

If your Surgery Insurance renewal is coming up, take a look at some of our key features, and see how MIAB can support your business, and provide reassurance for you. 

Posted: 17/01/2018
Practice Insurance: Why choose MIAB?
Practice Insurance: Why choose MIAB?

If your Practice Insurance renewal is coming up, take a look at some of our key features, and see how MIAB can support your business, and provide reassurance for you. 

Posted: 17/01/2018
5 things to consider when reviewing your Dental Indemnity Cover
5 things to consider when reviewing your Dental Indemnity Cover

Our Specialist Dental Indemnity Advisers have composed a list of key points to consider when reviewing your Dental Indemnity Cover.

Posted: 12/01/2018
Supporting Doctors with Mental Illness
Supporting Doctors with Mental Illness

Being a GP has always meant coping with a significant amount of stress and pressure, and as primary care extends its scope of services in line with NHS England’s General Practice Forward View, things are getting no easier.

Small wonder therefore that occasionally the stress and pressure gets too much and a GP needs to seek care in respect of mental health or addiction services.

MIAB has taken steps to be able to offer indemnity cover to such GPs, enabling them to return to general practice.

Posted: 09/01/2018
Dental Indemnity – Your Options Beyond Defence Organisations
Dental Indemnity – Your Options Beyond Defence Organisations

A common misconception is that Dental Indemnity Insurance is very similar to cover a Defence Organisation can offer - MIAB Director Tristan Lennox-Gentle explains why this is not the case.

Posted: 22/12/2017
20% off our Personal Protection commission when you book an appointment in January
20% off our Personal Protection commission when you book an appointment in January

To beat the January blues we're offering 20% off our commission and passing the savings on to you.

Posted: 19/12/2017
Income Protection: Key Considerations
Income Protection: Key Considerations

Though a source of income is vital to keeping your life on track, key facts we have collated from reliable sources show many individuals with a family are unprepared for if something should happen and they were unable to work. 

Posted: 28/11/2017
Carers’ Rights Awareness Day
Carers’ Rights Awareness Day

The 24th of November 2017 marks Carer's Rights Awareness Day, with this years theme being 'to make connections, and get support.

Posted: 24/11/2017
Primary Care Home Indemnity: Understanding the Considerations
Primary Care Home Indemnity: Understanding the Considerations

As part of an innovative and co-ordinated approach to the delivery of primary care, there is a lot to consider as a Primary Care Home. Most of your strategy will be uncharted territory and throughout the journey of becoming a fully-fledged Primary Care Home, you will be presented with a number of new and potentially pivotal business decisions. 

Posted: 24/10/2017
MIAB's Thoughts on the Announcement of new State-backed Indemnity Scheme
MIAB's Thoughts on the Announcement of new State-backed Indemnity Scheme

The announcement of the new state-backed indemnity shceme has rocked the healthcare sector and left many clinicians and indemnity providers with more questions than answers. Our Managing Director sheds some light on the recent events.

Posted: 20/10/2017
MIAB are delighted to announce an exciting new partnership with Integro
MIAB are delighted to announce an exciting new partnership with Integro

MIAB are delighted to announce an exciting new partnership with global insurance broker Integro, offering customers Motor, Household and Travel Insurance. 

Posted: 17/10/2017
Average cost of claims for MIAB's Practice Insurance
Average cost of claims for MIAB's Practice Insurance

Running a medical or healthcare practice is unlike most other businesses, with a unique set of challenges. We've created an infographic demonstrating some of the claims we have supported within the last two years. 

 

Posted: 05/10/2017
NHS proposes recruitment of 2,000 – 3,000 overseas GPs to overcome staff shortage
NHS proposes recruitment of 2,000 – 3,000 overseas GPs to overcome staff shortage

On the 31st August 2017, NHS England announced plans to give chosen recruitment companies £100m to employ between 2,000 – 3,000 extra GPs from overseas, in a bid to lessen the significant challenges of meeting the planned increased workload of 5,000 new GPs by April 2020, as outlined in the GP Forward View published in April 2016. 

Posted: 03/10/2017
Average cost of claims for MIAB's Absence Insurance
Average cost of claims for MIAB's Absence Insurance

Absences are unavoidable in any line of work, including healthcare services. That's why it is so important to ensure you have adequate insurance covering your business in case of staff shortage, and cover for yourself for when you are unable to work.

Posted: 22/09/2017
Locum Insurance: Why choose MIAB?
Locum Insurance: Why choose MIAB?

With so much pressure on staff, any absence can have a major effect. A clinician, partner or senior member of staff away for a few days or a week or two may be covered internally. However, if they were absent for several months, how would the business cover their sessions?

Posted: 15/09/2017
Mental health can affect anyone, including health professionals
Mental health can affect anyone, including health professionals

It is estimated that 1 in 4 people in the UK are affected by conditions like stress, anxiety and depression each year, and it is understood to be much higher among healthcare workers, therefore it is now more important than ever to talk about mental health.

 

 

Posted: 13/09/2017
Loss of Vaccines - Prevention and what to do in order to claim
Loss of Vaccines - Prevention and what to do in order to claim

A loss of vaccines is potentially a major problem for a GP practice – not only is significant time used to resolve the issue, but the average cost to a practice is £1,030, according to MIAB's internal data. In the unfortunate event of a claim for loss of vaccines, we've listed a number of factors the insurer may take into account when reviewing the case, which are useful indicators of good practice when managing vaccines.

Posted: 01/09/2017
Indemnity - why choose MIAB?
Indemnity - why choose MIAB?

You’ve worked hard to get to where you are and, in an age of easy-access litigation (or threat of litigation), you want to take steps to avoid the immense costs involved in defending a legal action. With professional indemnity costs soaring, getting value for money is crucial. At MIAB we offer a range of personal and commercial indemnity and liability insurance products to cover the costs of various action. 

Posted: 23/08/2017
Encouraging self-care within your practice can lessen the demand for minor ailment appointments
Encouraging self-care within your practice can lessen the demand for minor ailment appointments

March 2010 saw the launch of the Self Care Campaign, which encourages individuals with minor ailments such as hay fever, insect bites and the common cold to visit their local pharmacy for advice and over-the-counter treatment rather than relying on their GP. As well as this, more is being done now within practices to lessen the demand for appointments including ‘active signposting’ and the training of reception and clerical staff.

Posted: 23/08/2017
Hurricane Gert set to hit the UK - what to do in the event of a storm
Hurricane Gert set to hit the UK - what to do in the event of a storm

Hurricane Gert is set to hit the UK this weekend, bringing winds of up to 80mph, heavy rain, mist and the occasional sunny spell.

Posted: 17/08/2017
How nudging techniques could help to decrease the number of DNAs
How nudging techniques could help to decrease the number of DNAs

Patients that do not attend their booked appointments, otherwise known as DNAs (did not attends) in the NHS are creating even more stress within an NHS system that the media is already portraying as overworked, underfunded and understaffed. Our Customer Relationship Executive Katherine Baterip, has looked into ways you can encourage your patients to keep their appointments.

Posted: 16/08/2017
GP Forward View - What you need to know
GP Forward View - What you need to know

In April 2016, the RCGP welcomed NHS England's announcement of the GP Forward View. One year on the RCGP has created an assessment document detailing what has been done so far, and what is to come.

Here is a breakdown of what you should know.

Posted: 11/08/2017
Business as (Un)usual - Getting back to normal after a serious incident
Business as (Un)usual - Getting back to normal after a serious incident

No business is immune to experiencing a serious incident that prevents it from performing its normal operations. If your practice was flooded, what would you do? If you don't know, it's important you begin analysing the risks affecting your practice and how to plan for their occurance. 

Posted: 02/08/2017
It's now more important than ever to have strong leaders in healthcare
It's now more important than ever to have strong leaders in healthcare

With the uncertain climate of the NHS and the increasing demand for healthcare, it's now more important than ever for strong leaders to step forward.

Posted: 27/07/2017
The Discount Rate - What does this mean for personal injury pay-outs?
The Discount Rate - What does this mean for personal injury pay-outs?

A seemingly innocuous change to the discount rate to allow for investment return used in calculating lump sum personal injury pay-outs looks set to cause considerable financial upset. MIAB Managing Director, Robert Lynch, explains what has changed and why it will cause significant changes to malpractice claims.

Posted: 19/05/2017
New ‘Top-Up’ Locum Insurance from MIAB complements NHS Sickness Reimbursement
New ‘Top-Up’ Locum Insurance from MIAB complements NHS Sickness Reimbursement

In response to the sickness cover reimbursement changes, MIAB has designed and launched a new, ‘Top Up’ Locum Insurance product to blend the reimbursement and traditional insurance cover.

Practices can maximise the reimbursement payments for GP sickness and accident absence but rely on Locum Insurance to cover costs over and above the £1,734.18 per week reimbursement. Cover for jury service, compassionate leave, suspension, and revalidation etc, remains at the full rate, allowing practices to retain the benefits of Locum Insurance policy for these absences.

Posted: 16/05/2017
Great feedback about our policy for Pharmacists in General Practice

We value our customer feedback and use it to further improve our products and services.

We were delighted to receive two testimonials about our Indemnity Insurance policy for Pharmacists in General Practice from Rena Amin and Dr Graham Stretch.

Posted: 23/03/2017
Sickness Cover Reimbursement for GPs: Impact of Rising Locum Costs
Sickness Cover Reimbursement for GPs: Impact of Rising Locum Costs

MIAB has been exploring the impact of the changes to sickness cover reimbursement for GPs. An additional issue for practices to consider is that Locum GPs will be increasing their fees to incorporate rising costs of indemnity - and this will be passed on to practices. 

Posted: 14/03/2017
Storm Doris – Protecting your Business
Storm Doris – Protecting your Business

Storm Doris has struck Britain today, causing damage and destruction across the country. At MIAB we understand that every claim is unique and we work hard to make sure that every claim is handled appropriately.

Notifying of a claim can be daunting whether you are a first time claimant or even if you have made a claim before. That’s why we like to make the claims process as smooth and simple as possible. From notification to the final decision of the claim we are always on hand for guidance and updates.

Posted: 23/02/2017
Email Fraud – Protecting your Business
Email Fraud – Protecting your Business

Cybercriminals attacked the healthcare industry at a higher rate than any other sector in 2015. Beyond data breaches committed by hackers, health data is frequently exposed through accidental loss, device theft and employee negligence.

Read our Top Tips to make sure your practice stays protected.

Posted: 14/02/2017
Sickness cover reimbursement for GPs - FAQs
Sickness cover reimbursement for GPs - FAQs

The General Medical Services (GMS) contract in England for 2017/18 includes changes to the existing contract around sickness cover reimbursement for GPs from 1st April 2017. MIAB has been talking with GPs and Practice Manager who are unsure about the implications of the reimbursement contract on their Locum Insurance. 

These FAQs summarise the available information and important points to consider. 

Posted: 13/02/2017
All Change in the World of Primary Care Protection
All Change in the World of Primary Care Protection

Medical indemnity protection has become increasingly topical as primary care responds to NHS England’s General Practice Forward View and extends the scope of services provided as well as the clinicians who provide it. MIAB's MD, Robert Lynch, explains what's going on.

Posted: 09/02/2017
Storm Barbara – Protecting your Business
Storm Barbara – Protecting your Business

The impending Storm Barbara has been the forefront of the news headlines the past few days, with the worst to be over the Christmas weekend. Here at MIAB we understand that every claim is unique and we work hard to make sure that every claim is handled appropriately.

Notifying of a claim can be daunting whether you are a first time claimant or even if you have made a claim before. That’s why we like to make the claims process as smooth and simple as possible. From notification to the final decision of the claim we are always on hand for guidance and updates.

Posted: 20/12/2016
Pulse LIVE London 2017
Pulse LIVE London 2017

Pulse LIVE London is returning to Olympia on 21st-22nd March 2017 and MIAB is exhibiting. Our MD, Robert Lynch, will also be presenting a session on 'Indemnity Protection – The Changing Landscape of Primary Care'.

Posted: 15/12/2016
Reducing GP pressure and adding value: pharmacists in general practice
Reducing GP pressure and adding value: pharmacists in general practice

The delivery of primary care services is in flux, reshaping and realigning to fit future needs, driven by the overarching aims of the Five Year Forward View. With new models of care being trialled or introduced, the integration of multiple services looks set to increase. 

Following a trial, NHS England indicated in the General Practice Forward View they intend to have 1500 more pharmacists working in general practice by 2020/21. To address the issue of clinical negligence protection, MIAB has designed a fit-for-purpose insurance policy aimed specifically at pharmacists in general practice.

Posted: 05/12/2016
Professional Indemnity Cover: MDOs v Insurance Policies
Professional Indemnity Cover: MDOs v Insurance Policies

Most healthcare professionals use one of three Medical Defence Organisations (MDOs) for their cover but not many know it is not compulsory to do so. 

In fact insurance-backed cover, which is the norm in most other countries in the world, is a perfectly acceptable alternative, and the fact that unlike MDO cover, protection is legally enforceable, has prompted more and more professionals to consider insurance-backed cover for specific areas such as Out of Hours. MIAB has written an overview of the differences between MDOs and insurance-backed cover.

Posted: 04/10/2016
Locum Insurance Testimonials
Locum Insurance Testimonials

We’re delighted to share testimonials from customers about our Locum Insurance.

Posted: 29/09/2016
FPM Practice Manager Salary Survey 2016
FPM Practice Manager Salary Survey 2016

FPM have launched their annual Practice Manager Salary Survey, which MIAB is sponsoring.

Posted: 16/09/2016
Can pharmacists and community pharmacy rescue general practice?
Can pharmacists and community pharmacy rescue general practice?

Pharmacists could play a vital role in primary care and help support GPs to meet patient demand, but a number of issues need to be resolved, says Dr Mark Spencer.

Posted: 24/08/2016
Why Business Interruption is so important to your Practice Insurance
Why Business Interruption is so important to your Practice Insurance

Business Interruption insurance covers the loss of income that your practice suffers after a disaster.

The income loss covered may be due to disaster-related closing of the practice or the re-building process. 

 

Posted: 09/08/2016
Insurance law is changing: An Overview of what you need to know
Insurance law is changing: An Overview of what you need to know

On 12th August 2016 the law governing commercial insurance is changing for the first time in over 100 years.

The new Insurance Act 2015 affects all new and renewing policies so it’s vital you understand the changes and how they affect you.

Posted: 03/08/2016
The Law Governing Commercial Insurance Has Changed - This Is What You Need To Know
The Law Governing Commercial Insurance Has Changed - This Is What You Need To Know

From 12th August 2016 the way insurance is traded changed for the first time in over 100 years. There are implications on the broker to make sure we ask more questions about your business, but also implications on our customers to ensure more information is identified and disclosed.

Posted: 18/07/2016
Dental Care Professionals – GDC Indemnity Requirement
Dental Care Professionals – GDC Indemnity Requirement

Have you got your Professional Indemnity cover in place to fulfil the GDC requirements for Dental Care Professionals?

Posted: 08/06/2016
Family Fun Day
Family Fun Day

MIAB held its first Family Fun Day on Saturday June 4th, bringing together staff members and their families for a day of fun, games and laughter.

Posted: 07/06/2016
We've changed. How do we look?
We've changed. How do we look?

We thought about what we do and why we do it and realised something special: all our customers have made it their goal to care for and help others.

Posted: 19/05/2016
How much do you know about Locum Insurance?
How much do you know about Locum Insurance?

Locum Insurance may seem complicated but the benefits can be crucial to a busy practice. Similar to Practice Expenses Insurance, this Guide explains the points to consider.

Posted: 09/05/2016
Personal and Family Insurance – Are you covered?
Personal and Family Insurance – Are you covered?

Purchasing insurance for your business may be one of the first things you think of, but how often do you consider protecting you and your family?

Posted: 02/05/2016
How much do you know about Practice Expenses Insurance?
How much do you know about Practice Expenses Insurance?

Practice Expenses Insurance may seem complicated but the benefits can be crucial to a busy practice. Similar to Locum Insurance, this Guide explains the areas to consider.

Posted: 04/04/2016
Supporting CECOP at its annual EXPO

We’ll be supporting CECOP at its annual EXPO, which usually takes place in October 2016 (date and location tbc).

Posted: 29/02/2016
Join MIAB: New Sales Manager vacancy

We’re recruiting for a Sales Manager to join our team!

Posted: 01/02/2016
MIAB data helps BBC News understand pressures on GPs
MIAB data helps BBC News understand pressures on GPs

A BBC News article published today describes the pressures GP surgeries are under.

Posted: 06/01/2016
Bald Ambition – Scott goes under the clippers for charity
Bald Ambition – Scott goes under the clippers for charity

Appointment Booker Scott Norman assumed Friday would be a normal business day speaking to customers and arranging appointments for them with MIAB’s specialist advisers to discuss insurance needs.

Posted: 16/11/2015
Current Vacancies at MIAB – Find out more

We are growing our successful team here at MIAB so if you want to be a part of it, or know someone who might be suitable for any of our current vacancies, please get in touch on vacancies@miab.co.uk.

Posted: 06/10/2015
MIAB donate £3940 to The Cameron Fund
MIAB donate £3940 to The Cameron Fund

MIAB donated a grand total of £3,942.94 to The Cameron Fund, the charity for GPs, through its association with the LMCs Buying Groups Federation in 2014.

Posted: 10/01/2015